{"id":1507,"date":"2024-12-19T15:15:28","date_gmt":"2024-12-19T14:15:28","guid":{"rendered":"https:\/\/staging.ace-cae.eu\/?post_type=ace-insurance&p=1507"},"modified":"2024-12-19T15:42:08","modified_gmt":"2024-12-19T14:42:08","slug":"denmark","status":"publish","type":"ace-insurance","link":"https:\/\/staging.ace-cae.eu\/da\/insurance\/denmark\/","title":{"rendered":"Denmark"},"content":{"rendered":"\n
Category<\/th>Details<\/th><\/tr><\/thead>
Member Organisation(s)<\/td>AA
Arkitektforeningen
Danish Association of Architects

DANSKE ARK
Danish Association of Architectural Firms<\/td><\/tr>
Obligation to Insure<\/td>Yes (normally no contract awarded without)<\/td><\/tr>
Legal Obligation to Insure<\/td>Yes (By using Agreed Documents, which are used for almost all projects)<\/td><\/tr>
Legal Basis<\/td>Commonly used Term and Conditions:
Danish Law, but also ABR18, ABR 18F, ABR 89 GBF19 (Different versions of Agreed Documents for different sorts of Consulting services) which reduces liabilities compared with Danish law<\/td><\/tr>
Requirements to Obtain Insurance<\/td>Normally just education as an architect (title not protected)
Members of DANSKE ARK has easier acces due to
general agreement with insurance company HDI<\/td><\/tr>
Calculation of Insurance Premium<\/td>Percentage of fee, varying according to type of work. Always a minimum premium. Single project insurance has fixed premiums<\/td><\/tr>
Liability System \/ Liability Periods<\/td>Contractual liability:
– Liabilities before and\/or during the works: yes,
Responsible for any defects
partly responsible in relation to the budget and in relation to time limits
– The end of the construction phase as a point of
departure for a period of specific liabilities? Yes,
verbal acceptance of the works
– Liabilities after work
Harm to the structure (to its soundness or stability):
Only if the architect is total consultant, having the
engineer as subconsultant.
Unsuitability for the function: Yes
Hidden defects: Yes<\/td><\/tr>
Forms of Insurance Contract<\/td>– Subscription contract for all work in a predefined
period, not covered by single project insurance
– Single project insurance<\/td><\/tr>
Joint and Several Liability<\/td>Only liable for own and subconsultants work including supervision<\/td><\/tr>
Insurer Response to Claims<\/td>Claims made<\/td><\/tr>
Agents<\/td>HDI
Marsh ( Agent\/broker, makes tender for single project insurance between HDI and other companies)

Other companies may also offer, but they mostly have limited market experience and less specialized staff<\/td><\/tr>
Duration of Liability<\/td>– Professional client:
5 years after handover
– Consumer client:
10 years after handover

Liability during and after construction:

– Professional client:
5 years after handover
– Consumer client:
10 years after handover<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

Category Details Member Organisation(s) AAArkitektforeningenDanish Association of Architects DANSKE ARKDanish Association of Architectural Firms Obligation<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"inline_featured_image":false},"class_list":["post-1507","ace-insurance","type-ace-insurance","status-publish","hentry"],"yoast_head":"\nDenmark - Architects' Council of Europe<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Denmark - Architects' Council of Europe\" \/>\n<meta property=\"og:description\" content=\"Category Details Member Organisation(s) AAArkitektforeningenDanish Association of Architects DANSKE ARKDanish Association of Architectural Firms Obligation\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging.ace-cae.eu\/da\/insurance\/denmark\/\" \/>\n<meta property=\"og:site_name\" content=\"Architects' Council of Europe\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-19T14:42:08+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/staging.ace-cae.eu\/insurance\/denmark\/\",\"url\":\"https:\/\/staging.ace-cae.eu\/insurance\/denmark\/\",\"name\":\"Denmark - 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