{"id":1496,"date":"2024-12-19T14:51:30","date_gmt":"2024-12-19T13:51:30","guid":{"rendered":"https:\/\/staging.ace-cae.eu\/?post_type=ace-insurance&p=1496"},"modified":"2024-12-19T15:44:09","modified_gmt":"2024-12-19T14:44:09","slug":"austria","status":"publish","type":"ace-insurance","link":"https:\/\/staging.ace-cae.eu\/es\/insurance\/austria\/","title":{"rendered":"Austria"},"content":{"rendered":"\n
Category<\/th>Details<\/th><\/tr><\/thead>
Member Organisation(s)<\/td>Bundeskammer der Architekten und Ingenieurkonsulenten (BAIK)<\/td><\/tr>
Obligation to Insure<\/td>No<\/td><\/tr>
Legal Obligation to Insure<\/td>No<\/td><\/tr>
Legal Basis<\/td>Civil code (Allgemeines Burgerliches Gesetzbuch)<\/td><\/tr>
Requirements to Obtain Insurance<\/td>Authorization for the scope of services provided (registration)<\/td><\/tr>
Calculation of Insurance Premium<\/td>Depends on contract: yearly net income, deductible, period of post-coverage, geographical scope, etc.<\/td><\/tr>
Liability System \/ Liability Periods<\/td>Warranty (negligence\/fault not required):<\/strong> 3 years starting from “handover” of all architectural services.
Compensation for damages (negligence\/fault required):<\/strong> 3 years from knowledge of damage and damaging party; 30 years in case of non-knowledge.<\/td><\/tr>
Forms of Insurance Contract<\/td>Contracts covering liabilities during a predefined period (e.g., 1, 3, 5, 10 years). Single contract or extensions for individual projects.<\/td><\/tr>
Joint and Several Liability<\/td>Depends on circumstances such as contractual duties, negligence, or damage caused by multiple persons.<\/td><\/tr>
Insurer Response to Claims<\/td>Depends on the insurance contract and pre-\/post-coverage periods.<\/td><\/tr>
Agents<\/td>Aon Jauch & H\u00fcbener: www.aon.com\/austria\/<\/a>
VMK Versicherungsmakler GmbH: www.vmk.at<\/a>
Vero Versicherungsmakler GmbH: www.vero.at<\/a><\/td><\/tr>
Duration of Liability<\/td>See Liability System \/ Liability Periods above.<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"

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