{"id":1512,"date":"2024-12-19T15:25:31","date_gmt":"2024-12-19T14:25:31","guid":{"rendered":"https:\/\/staging.ace-cae.eu\/?post_type=ace-insurance&p=1512"},"modified":"2024-12-19T15:40:47","modified_gmt":"2024-12-19T14:40:47","slug":"france","status":"publish","type":"ace-insurance","link":"https:\/\/staging.ace-cae.eu\/pl\/insurance\/france\/","title":{"rendered":"France"},"content":{"rendered":"\n
Category<\/th>Details<\/th><\/tr><\/thead>
Member Organisation(s)<\/td>CNOA
Conseil National de l\u2019Ordre des Architectes
SA
Syndicat d’Architecture
UNSFA
Union National des Syndicats Fran\u00e7ais d\u2019Architectes<\/td><\/tr>
Obligation to Insure<\/td>Yes<\/td><\/tr>
Legal Obligation to Insure<\/td>Yes<\/td><\/tr>
Legal Basis<\/td>Commonly used Term and Conditions:
Article 16 Loi 03 janvier 1977<\/td><\/tr>
Requirements to Obtain Insurance<\/td>To be registered as a member of the Order of Architects<\/td><\/tr>
Calculation of Insurance Premium<\/td>Rate applied to fees
Rate on the value of construction works<\/td><\/tr>
Liability System \/ Liability Periods<\/td>Contractual liability:
– Liabilities before and\/or during the works:
– The end of the construction phase as a point of
departure for a period of specific liabilities?
Yes, acceptance of the works can be written, tacit or judicial.

Liabilities after work:
Harm to structure (to its soundness or stability):
Yes, I0 years
Unsuitability for the function:
Yes
Hidden defects:
Yes, I0 years
Guarantee for non-dissociable facilities:
Yes, 2 years<\/td><\/tr>
Forms of Insurance Contract<\/td>Subscription contract for all liabilities in a
predefined period
Cover for architect in a specific project<\/td><\/tr>
Joint and Several Liability<\/td>Yes, a derogation is possible by contract as French case law allows<\/td><\/tr>
Insurer Response to Claims<\/td>Non decennial liability claims rising basis
Decennial liability claims made basis<\/td><\/tr>
Agents<\/td>Mostly MAF Assurances (A mutual insurance
owned by the French architects) and other brokers
such as : Acte IARD, AGF, Allianz, AXA, CAM
BTP, COVEA, GENERALI, GROUPAMA,
Lloyds, Montmirail, MMA, SMA BTP, \u2026<\/td><\/tr>
Duration of Liability<\/td>Professional client:
10 years
Consumer client:
I0 years
Liability during and after construction:
l0 years<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Category Details Member Organisation(s) CNOAConseil National de l\u2019Ordre des ArchitectesSASyndicat d’ArchitectureUNSFAUnion National des Syndicats Fran\u00e7ais<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"inline_featured_image":false},"class_list":["post-1512","ace-insurance","type-ace-insurance","status-publish","hentry"],"yoast_head":"\nFrance - Architects' Council of Europe<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"France - Architects' Council of Europe\" \/>\n<meta property=\"og:description\" content=\"Category Details Member Organisation(s) CNOAConseil National de l\u2019Ordre des ArchitectesSASyndicat d’ArchitectureUNSFAUnion National des Syndicats Fran\u00e7ais\" \/>\n<meta property=\"og:url\" content=\"https:\/\/staging.ace-cae.eu\/pl\/insurance\/france\/\" \/>\n<meta property=\"og:site_name\" content=\"Architects' Council of Europe\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-19T14:40:47+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/staging.ace-cae.eu\/insurance\/france\/\",\"url\":\"https:\/\/staging.ace-cae.eu\/insurance\/france\/\",\"name\":\"France - 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