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assicurazione

Regno Unito

CategoriaDettagli
Member organisation(s):
ARB
Architect’s Registration Board
RIBA
Royal Institute of British Architects
Obligation to insure?

Legal Obligation to insure?
No
Termini e condizioni comunemente usati:
Architects Registration Act 1997
What are the requirements needed in order to obtain an
Insurance? eg. Architect needs practical experience of at
least 2 years.
Calculation of insurance premium:
Based on fee turnover,
Construction costs,
Claims history,
Type of work undertaken
Responsabilità contrattuale:
Liabilities before and/or during the works: Yes
In relation to his or her professional services.
The end of the construction phase as a point of departure
for a period of specific liabilities? No
Later discovery of defects may prolong the possible claim
period.
Liabilities after work:
Harm to the structure (to its soundness or stability): Yes
Inadeguatezza alla funzione: Sì
..
Difetti nascosti: Sì
Forms of Insurance contract:
Subscription contract for all liabilities in a
predefined period
Cover for architect in a specific project
Cover for the all professionals in a project
Joint and several (in solidum) liability:
Yes, Derogation by contract is possible
Does the insurer respond to a claims made or claims
rising basis?
Richieste avanzate
Insurances / Agents:
Insurance brokers : List here
Insurerers : The insurance market generally, eg. APIA,
Towergate insurance, Markel direct
Duration of Liability:
Professional client:
Variable
Consumer client:
Variable
Responsabilità durante e dopo la costruzione:
Variable – depends on date of discovery of any
defect.
Requisiti per ottenere l'assicurazioneAuthorization for the scope of services provided (registration)
Calcolo del premio assicurativoDepends on contract: yearly net income, deductible, period of post-coverage, geographical scope, etc.
Sistema di responsabilità / Periodi di responsabilitàWarranty (negligence/fault not required): 3 years starting from “handover” of all architectural services.
Compensation for damages (negligence/fault required): 3 years from knowledge of damage and damaging party; 30 years in case of non-knowledge.

Assicurazioni correlate

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