| Kategória | Podrobné informácie |
|---|---|
| Členská(-é) organizácia(-e) | Suomen Arkkitehtiliitto Finnish Association of Architects SAFA |
| Povinnosť poistenia | No, but often required by the client |
| Zákonná povinnosť poistiť sa | Nie |
| Právny základ | Bežne používané termíny a podmienky: Land Use and Building Act (132/1999) and Decree (895/1999), The National Building Code of Finland. General Conditions for Consulting (KSE 2013) are used basically in every contract. |
| Požiadavky na získanie poistenia | No special requirements |
| Výpočet poistného | Differs, but could be for example turnover based + claims history etc. |
| Systém zodpovednosti / Obdobia zodpovednosti | Contractual liability: – Záväzky pred prácami a/alebo počas nich: Responsible for defects in architect´s own scope of service. Not responsible in respect of the budget, for the program. – Ukončenie fázy výstavby ako bodu odchýlku na obdobie konkrétnych záväzkov? Liability ceases within two (2) years from the delivery of the object planned during the assignment (KSE 2013) Záväzky po práci: – Guarantee of 2 year min. from the completion of the professional service but liability lasts for 10 yrs for damages caused by “intentional or gross negligence or incomplete performance” (KSE 2013) |
| Formy poistnej zmluvy | – Subscription contract for all liabilities in a predefined period – Possible also to have an insurance for one defined project |
| Spoločná a nerozdielna zodpovednosť | No, every party in the project is liable (only) for their own work. |
| Reakcia poisťovateľa na poistné udalosti | Mostly ‘’Claims Made’’. However in some cases the last years, ‘’Claims Arising’’. Depends on the insurance contract. |
| Agenti | For example: AIG www.aig.fi IF www.if..fi Howden www.howdenfinland.fi/ Fennia www.fennia.fi Pohjola www.pohjola.fi Lähitapiola www.lahitapiola.fi |
| Doba trvania zodpovednosti | Guarantee of 2 year minimum from the completion of the professional service but liability lasts for 10 years for damages caused by an “intentional or gross negligence or incomplete performance” (KSE 2013) |