| Kategória | Podrobné informácie |
|---|---|
| Členská(-é) organizácia(-e) | BAK- Architects’ Delegation Germany – Bundesarchitektenkammer BDA- Architects’ Delegation Germany-Bund Deutscher Architekten BDB- Architects’ Delegation Germany-Bund Deutscher Baumeister Architekten und Ingenieure BDB VfA- Architects’ Delegation Germany-Vereinigung freischaffender Architekten |
| Povinnosť poistenia | Áno |
| Zákonná povinnosť poistiť sa | Depends on type of activity and state, but predominantly yes. |
| Právny základ | Bežne používané termíny a podmienky: German civil law. |
| Požiadavky na získanie poistenia | Registration at Chamber of Architects. |
| Výpočet poistného | Based on yearly net income from insured activity, estimates provided by policy holder. |
| Systém zodpovednosti / Obdobia zodpovednosti | Contractual liability: – Záväzky pred prácami a/alebo počas nich: Possible error in consulting/adisory before the works. Liability during the works for violations of contractual an legal obligations. The end of the construction phase as a point of odchýlku na obdobie konkrétnych záväzkov? The end of the construction and the acceptance can be relevant for the limitation period (begin of limitation). Záväzky po práci: Harm to the structure (to its soundness or stability): Yes Unsuitability for the function: Yes |
| Formy poistnej zmluvy | Yearly contracts, single contracts for individual objects, extended insurance for building contractors (developer). |
| Spoločná a nerozdielna zodpovednosť | Joint liability with concerned construction companies, with other planners / or experts, also with the client (for example if a constrcution worker has an accident on site). |
| Reakcia poisťovateľa na poistné udalosti | Claims are handled on a “claims by occurence” basis. |
| Agenti | AIA AG/EUROMAF (subsidiaries of MAF/France) VHV HDI R & V |
| Doba trvania zodpovednosti | Professional client: Generally 5 years. Consumer client: Generally 5 years. Liability during and after construction: Generally 5 years. |