| Kategori | Detaljerede oplysninger |
|---|---|
| Medlemsorganisation(er) | AA Arkitektforeningen Danish Association of Architects DANSKE ARK Danish Association of Architectural Firms |
| Forsikringspligt | Yes (normally no contract awarded without) |
| Juridisk forpligtelse til at forsikre | Yes (By using Agreed Documents, which are used for almost all projects) |
| Retsgrundlag | Almindeligt anvendte udtryk og betingelser: Danish Law, but also ABR18, ABR 18F, ABR 89 GBF19 (Different versions of Agreed Documents for different sorts of Consulting services) which reduces liabilities compared with Danish law |
| Krav til at få forsikring | Normalt kun uddannelse som arkitekt (titel ikke beskyttet) Members of DANSKE ARK has easier acces due to general agreement with insurance company HDI |
| Beregning af forsikringspræmie | Percentage of fee, varying according to type of work. Always a minimum premium. Single project insurance has fixed premiums |
| Ansvarssystem/ansvarsperioder | Kontraktligt ansvar: – Liabilities before and/or during the works: yes, Responsible for any defects partly responsible in relation to the budget and in relation to time limits – Afslutningen af anlægsfasen som et punkt i departure for a period of specific liabilities? Yes, verbal acceptance of the works – Liabilities after work Harm to the structure (to its soundness or stability): Only if the architect is total consultant, having the engineer as subconsultant. Uegnet til funktionen: Ja Hidden defects: Yes |
| Typer af forsikringsaftaler | – Subscription contract for all work in a predefined period, not covered by single project insurance – Single project insurance |
| Fælles og flere ansvar | Only liable for own and subconsultants work including supervision |
| Forsikringsselskabets reaktion på krav | Claims made |
| Agenter | HDI Marsh ( Agent/broker, makes tender for single project insurance between HDI and other companies) Other companies may also offer, but they mostly have limited market experience and less specialized staff |
| Ansvarets varighed | – Professionel kunde: 5 years after handover – Forbrugerkunde: 10 years after handover Liability during and after construction: – Professionel kunde: 5 years after handover – Forbrugerkunde: 10 years after handover |
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