Autentificare în cloud ACE
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asigurări

Danemarca

CategorieDetalii
Organizație (organizații) membră (membre)AA
Arkitektforeningen
Danish Association of Architects

DANSKE ARK
Danish Association of Architectural Firms
Obligația de asigurareYes (normally no contract awarded without)
Obligația legală de asigurareYes (By using Agreed Documents, which are used for almost all projects)
Temeiul juridicTermeni și condiții utilizate în mod obișnuit:
Danish Law, but also ABR18, ABR 18F, ABR 89 GBF19 (Different versions of Agreed Documents for different sorts of Consulting services) which reduces liabilities compared with Danish law
Cerințe pentru obținerea asigurăriiÎn mod normal, doar educația ca arhitect (titlu neprotejat)
Members of DANSKE ARK has easier acces due to
general agreement with insurance company HDI
Calcularea primei de asigurarePercentage of fee, varying according to type of work. Always a minimum premium. Single project insurance has fixed premiums
Sistemul de răspundere / Perioadele de răspundereRăspunderea contractuală:
– Liabilities before and/or during the works: yes,
Responsible for any defects
partly responsible in relation to the budget and in relation to time limits
Finalizarea fazei de construcție ca punct de
departure for a period of specific liabilities? Yes,
verbal acceptance of the works
– Liabilities after work
Harm to the structure (to its soundness or stability):
Only if the architect is total consultant, having the
engineer as subconsultant.
Unsuitability for the function: Yes
Hidden defects: Yes
Forme de contract de asigurare– Subscription contract for all work in a predefined
period, not covered by single project insurance
– Single project insurance
Răspundere solidară și multiplăOnly liable for own and subconsultants work including supervision
Răspunsul asigurătorului la reclamațiiClaims made
AgențiHDI
Marsh ( Agent/broker, makes tender for single project insurance between HDI and other companies)

Other companies may also offer, but they mostly have limited market experience and less specialized staff
Durata răspunderii– Professional client:
5 years after handover
– Consumer client:
10 years after handover

Liability during and after construction:

– Professional client:
5 years after handover
– Consumer client:
10 years after handover

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