| Kategorija | Podrobnosti |
|---|---|
| Organizacija(-e) članica(-e) | AA Arkitektforeningen Danish Association of Architects DANSKE ARK Danish Association of Architectural Firms |
| Obveznost zavarovanja | Yes (normally no contract awarded without) |
| Pravna obveznost zavarovanja | Yes (By using Agreed Documents, which are used for almost all projects) |
| Pravna podlaga | Pogosto uporabljeni pogoji in določila: Danish Law, but also ABR18, ABR 18F, ABR 89 GBF19 (Different versions of Agreed Documents for different sorts of Consulting services) which reduces liabilities compared with Danish law |
| Zahteve za pridobitev zavarovanja | Običajno samo izobraževanje kot arhitekt (naslov ni zaščiten) Members of DANSKE ARK has easier acces due to general agreement with insurance company HDI |
| Izračun zavarovalne premije | Percentage of fee, varying according to type of work. Always a minimum premium. Single project insurance has fixed premiums |
| Sistem odgovornosti/Obdobja odgovornosti | Pogodbena odgovornost: – Liabilities before and/or during the works: yes, Responsible for any defects partly responsible in relation to the budget and in relation to time limits – Konec gradbene faze kot točka departure for a period of specific liabilities? Yes, verbal acceptance of the works – Liabilities after work Harm to the structure (to its soundness or stability): Only if the architect is total consultant, having the engineer as subconsultant. Unsuitability for the function: Yes Hidden defects: Yes |
| Oblike zavarovalne pogodbe | – Subscription contract for all work in a predefined period, not covered by single project insurance – Single project insurance |
| Skupna in večstranska odgovornost | Only liable for own and subconsultants work including supervision |
| Odgovor zavarovatelja na zahtevke | Claims made |
| Posredniki | HDI Marsh ( Agent/broker, makes tender for single project insurance between HDI and other companies) Other companies may also offer, but they mostly have limited market experience and less specialized staff |
| Trajanje odgovornosti | – Poklicna stranka: 5 years after handover – Potrošniška stranka: 10 years after handover Liability during and after construction: – Poklicna stranka: 5 years after handover – Potrošniška stranka: 10 years after handover |