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zavarovanje

Danska

KategorijaPodrobnosti
Organizacija(-e) članica(-e)AA
Arkitektforeningen
Danish Association of Architects

DANSKE ARK
Danish Association of Architectural Firms
Obveznost zavarovanjaYes (normally no contract awarded without)
Pravna obveznost zavarovanjaYes (By using Agreed Documents, which are used for almost all projects)
Pravna podlagaPogosto uporabljeni pogoji in določila:
Danish Law, but also ABR18, ABR 18F, ABR 89 GBF19 (Different versions of Agreed Documents for different sorts of Consulting services) which reduces liabilities compared with Danish law
Zahteve za pridobitev zavarovanjaObičajno samo izobraževanje kot arhitekt (naslov ni zaščiten)
Members of DANSKE ARK has easier acces due to
general agreement with insurance company HDI
Izračun zavarovalne premijePercentage of fee, varying according to type of work. Always a minimum premium. Single project insurance has fixed premiums
Sistem odgovornosti/Obdobja odgovornostiPogodbena odgovornost:
– Liabilities before and/or during the works: yes,
Responsible for any defects
partly responsible in relation to the budget and in relation to time limits
– Konec gradbene faze kot točka
departure for a period of specific liabilities? Yes,
verbal acceptance of the works
– Liabilities after work
Harm to the structure (to its soundness or stability):
Only if the architect is total consultant, having the
engineer as subconsultant.
Unsuitability for the function: Yes
Hidden defects: Yes
Oblike zavarovalne pogodbe– Subscription contract for all work in a predefined
period, not covered by single project insurance
– Single project insurance
Skupna in večstranska odgovornostOnly liable for own and subconsultants work including supervision
Odgovor zavarovatelja na zahtevkeClaims made
PosrednikiHDI
Marsh ( Agent/broker, makes tender for single project insurance between HDI and other companies)

Other companies may also offer, but they mostly have limited market experience and less specialized staff
Trajanje odgovornosti– Poklicna stranka:
5 years after handover
– Potrošniška stranka:
10 years after handover

Liability during and after construction:

– Poklicna stranka:
5 years after handover
– Potrošniška stranka:
10 years after handover

Povezana zavarovanja

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