| Kategoria | Szczegóły |
|---|---|
| Organizacja(-e) członkowska(-e) | AA Arkitektforeningen Danish Association of Architects DANSKE ARK Danish Association of Architectural Firms |
| Obowiązek ubezpieczenia | Yes (normally no contract awarded without) |
| Prawny obowiązek ubezpieczania | Yes (By using Agreed Documents, which are used for almost all projects) |
| Podstawa prawna | Powszechnie stosowane terminy i warunki: Danish Law, but also ABR18, ABR 18F, ABR 89 GBF19 (Different versions of Agreed Documents for different sorts of Consulting services) which reduces liabilities compared with Danish law |
| Wymagania dotyczące uzyskania ubezpieczenia | Zwykle tylko edukacja jako architekt (tytuł nie jest chroniony) Members of DANSKE ARK has easier acces due to general agreement with insurance company HDI |
| Obliczanie składki ubezpieczeniowej | Percentage of fee, varying according to type of work. Always a minimum premium. Single project insurance has fixed premiums |
| System odpowiedzialności / Okresy odpowiedzialności | Contractual liability: – Liabilities before and/or during the works: yes, Responsible for any defects partly responsible in relation to the budget and in relation to time limits – Zakończenie etapu budowy jako punkt departure for a period of specific liabilities? Yes, verbal acceptance of the works – Liabilities after work Harm to the structure (to its soundness or stability): Only if the architect is total consultant, having the engineer as subconsultant. Unsuitability for the function: Yes Hidden defects: Yes |
| Formy umów ubezpieczeniowych | – Subscription contract for all work in a predefined period, not covered by single project insurance – Single project insurance |
| Odpowiedzialność solidarna | Only liable for own and subconsultants work including supervision |
| Reakcja ubezpieczyciela na roszczenia | Claims made |
| Pełnomocnicy | HDI Marsh ( Agent/broker, makes tender for single project insurance between HDI and other companies) Other companies may also offer, but they mostly have limited market experience and less specialized staff |
| Czas trwania odpowiedzialności | – Klient profesjonalny: 5 years after handover – Klient konsumencki: 10 years after handover Liability during and after construction: – Klient profesjonalny: 5 years after handover – Klient konsumencki: 10 years after handover |